Mortgage BDE

Mortgage BDE

Standard Chartered
1-4 years
Not Specified

Job Description


About Standard Chartered
We are a leading international bank focused on helping people and companies prosper across Asia, Africa and the Middle East.
To us, good performance is about much more than turning a profit. It's about showing how you embody our valued behaviours - do the right thing, better together and never settle - as well as our brand promise, Here for good.
We're committed to promoting equality in the workplace and creating an inclusive and flexible culture - one where everyone can realise their full potential and make a positive contribution to our organisation. This in turn helps us to provide better support to our broad client base.
The Role Responsibilities
Strategy

  • Stick to the updated Mortgage strategy to acquire biz with high productivity and mobility.


Business
Pro-actively promote designated Retail Clients products and services and acquire new customers. Ensure to achieve specific sales targets and service standards:

  • Participate in sales promotions and activities to achieve/exceed defined sales targets.

  • Engage NTB Affluent clients via leads sourced from varies channels.

  • Follow well thought-through, creative approach to satisfy customers, improve competitive advantage and improve performance.

  • Actively cross-sell other products / services of the Bank and ensure annual financial budget is met.

  • To provide qualified and efficient before-and-after sales services.

  • To prepare and consolidate accurate reports on sales activities.


  • Seek for qualified channel to support strategic acquisition strategy.


Processes

  • Comply with all internal and external processes, standards and policies.


People and Talent

  • Train and develop self in an on-going basis.


Risk Management

  • Timely identify risks in Mortgage acquisition and find solutions to mitigate, including but not limited to credit risk, fraud risk, operational risk, reputation risk etc.


Governance

  • Ensure to meet the internal control, compliance and audit standards


Regulatory & Business Conduct

  • Display exemplary conduct and live by the Group&rsquos Values and Code of Conduct.

  • Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.

  • Achieve the outcomes set out in the Bank&rsquos Conduct Principles: Fair Outcomes for Clients Effective Financial Markets Financial Crime ComplianceThe Right Environment.

  • Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.


  • Exercise authorities delegated by the Board of Directors and act in accordance with Articles of Association (or equivalent)


Key Stakeholders

  • Mortgage Product, Credit Policy, CI, MO, Ops, Legal, Compliance, BRM, OR, Finance, Branch etc.


Our Ideal Candidate

  • College/diploma degree or above

  • 1 year working experience or above in financial or mortgage / real estate Industry is preferred

  • Relevant experience in banking experience is preferred

  • Good knowledge of bank products, policies, and business strategy

  • Good credit appraisal and marketing skills with the ability to interpret financial information

  • Strong personal integrity with zero disciplinary record in any previous job

  • Good communication and presentation skills

  • Presentable, good personality with good business etiquette


Apply now to join the Bank for those with big career ambitions.
To view information on our benefits including our flexible working please visit our . We welcome conversations on flexible working.
Job Source : scb.taleo.net

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